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Fagura

Romanian ECSP-licensed SME crowdlending from €25.

Romania since 2021 KYC auto-invest
Overall rating
4.50 / 5
67 reviews
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Updated 8 May 2026
Section 01 · Overview

About the platform.

Fagura is a Bucharest-based crowdlending platform under the ECSP regime, focused on financing Romanian and CEE SMEs. Active since 2021, it offers €25 minimums, auto-invest and a secondary market, with a transparent borrower-monitoring workflow for active and overdue loans.

Section 02 · Verdict

Strengths & cautions.

Pros

  • ECSP-licensed in Romania
  • €25 minimum
  • Transparent borrower information and updates
  • Auto-invest and secondary market available
  • Both investor and SME-borrower friendly

Cons

  • Limited self-service: no in-product password manager flow
  • Debt-recovery on defaulted SMEs is sold to collectors at low recovery values
  • Smaller deal flow than larger EU platforms
Section 03 · Voices

Investor reviews.

12 of 67
Community

Reviews from our users

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R
raul bacila
16 Apr 2026

I've been investing on fagura for a few months and right now i have almost 15% roi. I think that is decent

D
Danu Marin
10 Apr 2026

Overall good app. Authentication can be slow at times.

I
Igor Manole
7 Mar 2026

I’ve been investing on Fagura for several years and overall my experience has been positive. Returns have been solid and the platform offers interesting opportunities for investors. Recently I had a situation where the communication could have been clearer at the beginning, but after further discussion the team reviewed the case and handled it fairly. I appreciate that they were willing to listen and reconsider. For me the important point is that as the platform continues to grow, I would like to see further development in customer support and more efficient communication with investors. These aspects are very important for building long-term trust. Overall I remain a satisfied investor and I hope the platform continues to grow and improve.

S
Sergiu Daschevici
1 Mar 2026

invest asap to get the interest faster

V
Vitalie Eremia
1 Mar 2026

Session expires every day, even though it's an app, so have to log in again with 2fa every day, and it tells yoy about the expired session only after filling in login credentials. Very annoying. Also, the app refuses to exit when i prsss the back button on my phone, i have to use task manager to switch to another app.

S
S. I.
19 Feb 2026

Good app

A
Amaftioae Ion
20 Dec 2025

Mult succes

O
Olesea Vascan
20 Dec 2025

As an entrepreneur Figura is my partner în developing ROCMAN as a technological startup.

O
Oleg Buga
17 Dec 2025

Am gresit numărul la înregistrare, si pe urmă nu am mai putut sa-l corecteze sau să-l introduc din nou

R
Roman Hacina
25 Nov 2025

Mai sunt posibilități de îmbunătățire, dar funcționalul curent deja permite monitorizarea buna a investiției

I
ION
5 Nov 2025

Great team and project!

M
Mihnea Chirila
29 Oct 2025

app mostly smooth, some bugs (same loan appearing twice or menus temporarily disappearing)