Plataforma lituana de deuda inmobiliaria con licencia ECSP, desde 500 €.
InRento (antes EvoEstate) es una plataforma lituana de crowdlending inmobiliario con licencia ECSP, que ofrece préstamos respaldados por alquiler y garantizados por inmueble en toda la UE. El equipo es identificable públicamente, los proyectos se documentan en detalle y existe un mercado secundario operativo.
¿La plataforma paga lo que promete?
¿La rentabilidad coincide con la anunciada?
¿Se dan los datos necesarios, también las malas noticias?
¿Cuánto trabajo cuesta invertir de verdad?
¿Hay alguien al otro lado?
¿Hay oferta suficiente para armar una cartera?
Cada reseña se asigna a todos los criterios que toca; el tono sigue su puntuación en estrellas. Las cifras indican cuántas reseñas hay detrás de cada línea. Metodología
InRento is a real estate crowdfunding platform headquartered in Lithuania. Retail and accredited investors fund buy-to-let opportunities project-by-project — either manually after reading the disclosure pack, or via an auto-invest strategy that allocates across new deals according to your filters (yield, term, region, originator score). The platform handles deal sourcing, underwriting, KYC and ongoing servicing on behalf of every investor on its cap table.
Each deal is presented with a project page that includes the borrower / sponsor identity, the use of funds, the security or collateral structure, the headline yield and the repayment schedule. Minimum ticket sizes start at €500 and typical deal terms run 12–36 months. When a deal is fully funded, capital is released to the borrower and scheduled returns (interest, dividends, capital amortisation) post to your investor account on the dates specified in the loan agreement.
Operations are supervised by Bank of Lithuania. Supervision covers conduct, disclosure, segregation of investor cash, marketing standards and the platform’s own capital adequacy — it does not, however, guarantee that an individual deal will perform as advertised. Investors retain full project-level risk on every loan or equity stake they buy.
Once an investor has built a portfolio of 20–30 positions, performance is best assessed against the platform’s historical default rate, recovery rate on workouts, and the relative performance of its loan book through prior macro cycles. Reinvestment can be automated to compound returns; withdrawals go out via SEPA or local bank transfer to the account on file, usually within 1–3 business days for available cash.
The platform advertises target gross yields in the 9–13% APR band. Realised net returns on a diversified portfolio typically run 1–3 percentage points below the headline range once defaults, cash drag and fees are taken into account.
Track record is best read against the Lithuania macro context — local interest rates, property cycle and employment data move loan-default rates in real time. Investors should diversify across at least 20–30 loans before extrapolating any single year of returns.
Headline yields are quoted before the value of the asset-backed (mortgage / collateral). In a normal market this protection has historically smoothed the realised return; in a stressed market its value depends on the originator’s capacity to honour the buyback.
Suited to investors looking for collateralised income with a 12–36 months horizon, comfortable with project delays, periodic write-downs and the limited liquidity typical of property deals. Minimum ticket from €500. Best used as a complement to a diversified fixed-income allocation, not as a substitute for it.
Capital at risk. Investments on InRento are not bank deposits and are not covered by any deposit-guarantee scheme (FGD in Spain, FGDR in France, gli istituti di garanzia in Italy, etc.). You can lose part or all of your capital.
Default risk. Borrowers may stop paying. Even with collateral or buyback, recovery is slow and partial in stressed scenarios.
Buyback risk. The buyback guarantee is a contractual promise from the loan originator — not from the platform, and not from any government. Multiple originator failures since 2020 have shown the protection can fail in practice.
Tax. Interest and capital gains are taxable in your country of residence. Most European platforms do not withhold automatically.
support@inrento.com — confirm on the platform’s contact page before sending sensitive information.InRento operates under supervision of Bank of Lithuania. Supervision covers conduct, disclosure, segregation of investor cash and minimum capital requirements. It does not guarantee that any individual deal will perform as advertised — investors retain full project-level risk on every position they hold.
The minimum ticket per deal is €500. There is no upper limit for retail accounts; institutional tickets are arranged separately with the platform.
Advertised gross yields are 12.4% p.a.. Realised net returns depend on default rates, cash drag (money waiting between deals) and any servicing fees — expect actual portfolio returns 1–3 percentage points below the headline range after a full investment cycle.
Available cash typically arrives via SEPA or local bank transfer within 1–3 business days. Funds locked in active deals only return as borrowers repay; a secondary market is available if you need to exit early.
In an underwriting failure, the platform pursues the contractual recovery path — the buyback guarantee from the originator should refund principal plus accrued interest, with workouts typically taking 12–24 months. Recovery is rarely 100 %, and investors should size positions accordingly.
Investor cash held on the platform is segregated from InRento’s own balance sheet, as required by the rules of Bank of Lithuania. In an insolvency, cash should be returned to investors and outstanding loans transferred to a runoff administrator who continues to collect repayments on investors’ behalf. The process can take 12–24 months and recovery is rarely 100 %, but the loans you own remain your property, not the platform’s.
Yes — interest, dividends and realised capital gains are taxable in your country of residence. Most platforms do not withhold automatically; investors report the income in their annual tax return and may apply double-tax-treaty relief where available.
Typical project duration is 12–36 months. Longer durations generally pay higher headline yields but lock capital for longer and increase exposure to macro cycles; shorter durations offer faster reinvestment but reset rates more often.
A common rule of thumb is 20–30 positions to absorb single-deal default risk. Below 10 positions, one bad loan can wipe out a year of returns; above 30 the marginal benefit of further diversification flattens. Auto-invest rules make this easy to maintain over time.
Inicia sesión o crea una cuenta para dejar una reseña.
Las reseñas marcadas como «De fuentes públicas» se han recopilado de páginas de reseñas de acceso público y se republican aquí de forma anónima, sin nombres de autor ni enlaces a la fuente. Las reseñas dejadas en TopLending llevan la etiqueta «Community».
Investing into real estate in this platform for me is great. Great interest rate, payments so far (using it since 2025) are on time, intuitive user interface. Also reached out to staff with my inquiry - response was quick, pleasant and solved my problem. Thank you!
Inrento clims on newest reports, that there arent any deleys with intrest from companies, but in truth there are. I have 2 investments pending since february 5.2026. Still have hope, but in march already 3 investments late on payment. How can one be sure all the others wont follow by the end of year?
I've invested in evoestate which became inrento. It has been 4 years since the merger and Evo doesn't have new projects... They are keeping my money hostage in EvoEstate. There is no progress in months, I’m not recovering my money so I can’t invest in InRento. This is bad for all crowdfunding business, Inrento suggests contacting Evo, they decline responsibility, but nobody answers there and the CEO went from EVO to InRento. I urge both InRento and EVO to recover those funds ASAP 😡
Très bonne expérience avec InRento. C’est une plateforme de crowdfunding immobilier sérieuse et bien organisée. Les projets sont clairs, les informations sont transparentes et les paiements sont réguliers. La rentabilité est au rendez-vous et correspond à ce qui est annoncé. Comparé à d’autres investissements du même type, InRento se distingue par une meilleure stabilité et un bon suivi des projets. L’interface est simple à utiliser et la communication avec les investisseurs est professionnelle. Pour moi, c’est une excellente plateforme de crowdfunding immobilier que je recommande aux personnes qui souhaitent diversifier leurs investissements.
Being a long time investor myself, investing in p2p for 10+ years and in inrento personally for over five years now I can share my experience as one of the best platforms to invest in. Why ? 1) They show their faces, you know who's running the platform. 2) Solid projects around EU. Zero late projects. 3) Fast and solid investor relations experience when having questions. 4) Very solid interest rates comparing to other platforms (9.5 % and above per year) 5) None late projects in my porfolio. They manage their borrowers well. Where they can become better ? Statistics is awkward, not easy to understand, not enough filters (dates to choose starting point, end point for example) like a financial institution to be able to extract financial data properly. All in all, solid tool for investment.
Ich habe gerade drei Projekte auf dem Zweitmarkt verkauft. Von zwei Projekten wurde mir das Geld nicht überweisen. Inrento hatte mich dann kontaktiertund behauptet, dass mein Paysera Account restricted sei (ohne Nachweis!). Paysera sagt, nein alles ok. Nicht vertrauenswürdig.
My experience with this platform has been really positive so far. I like the approach of a conservative and solid growth vs an agressive and uncontrolled expansion to ensure long term performance. They offer valuable statistics about platform perfomance and financial information and good diversification opportunities as they are expanding to other countries (Poland, Italy, etc)
Ich erhalte keine Mails über neue Projekte, obwohl ich eingestellt habe, dass ich welche erhalten sollte. Dementsprechend ist das Investieren kaum möglich, da die Projekte viel zu schnell weggehen... Als ich heute endlich ein Projekt sah, wurde mir erstmal ein KYC Bogen gegeben. Warum gibt man mir das erst, wenn ich auf den Investieren Button eines Projekts drücke?
I am using Inrento for more than two years now and have only good experience. I spread my money over 14 projects. Good customer support and no bad loans so far. The projects are mostly in Lithuania and some in Poland and of course there is a bit of political risk given their neighborhood to the East.
Reliable platform. Good customer service.
Briliant crowdfunding platform - relatively high returns, no defaults. Customer support is very helpful.
The onboarding process was smooth and the team was helpful and responsive to iron out all the issues along the way.