Marktstatistiken

Lesen Sie offizielle Marktzahlen und entdecken Sie die Abdeckung unseres Plattformkatalogs.

The official EU picture

€4.25bnFunding raisedEU ECSP reporting, calendar year 2024
181Active providersProviders that raised funding in 2024
21Member statesCountries hosting active providers in 2024
88%Retail investorsShare in the ESMA 2024 reporting sample

Source: ESMA Market Report 2025, reporting year 2024. This covers ECSP crowdfunding, not the whole European online lending market. Annual funding is not assets under management or lifetime funding. Read the primary report. Source checked: 2026-10-12.

Funding by instrument

Loans58%58%
Debt securities23%23%
Eigenkapital12%12%
Other instruments / rounding7%7%

Largest funding markets

Annual funding, € billions, 2024. Rounded figures.

Frankreich1,451,45
Niederlande1,01,00
Spanien0,450,45
Italien0,290,29
Litauen0,280,28

Inside the TopLending catalogue

These counts are calculated from currently active catalogue records. They describe our coverage, not market shares. Missing data is excluded from the median, never treated as zero.

29Active profiles
11,0%Median advertised return27 / 29 profiles with a rate
10 / 29Numeric loan term available
19 / 29Investor count available

Advertised rates can represent different products and calculation conventions. The median is a catalogue summary, not a forecast. Registered accounts are not unique investors; we do not add them into a European investor total.

Catalogue platforms by country
LandProfiles
Estland4
Frankreich4
Lettland4
Spanien4
Litauen3
Irland2
Kroatien2
Finnland1
Niederlande1
Portugal1
Rumänien1
Schweiz1
Österreich1

What about defaults?

Market size does not tell you how much investors lose. Read the separate credit-data table for dated observations with their definitions and sources. Explore default & loss data.

TopLending research: market figures checked against ESMA, with catalogue statistics calculated from our active profiles. We keep annual funding, assets under management and cumulative funding separate.