Market statistics
Read official market figures and explore our catalogue coverage.
The official EU picture
Source: ESMA Market Report 2025, reporting year 2024. This covers ECSP crowdfunding, not the whole European online lending market. Annual funding is not assets under management or lifetime funding. Read the primary report. Source checked: 2026-10-12.
Funding by instrument
Largest funding markets
Annual funding, € billions, 2024. Rounded figures.
Inside the TopLending catalogue
These counts are calculated from currently active catalogue records. They describe our coverage, not market shares. Missing data is excluded from the median, never treated as zero.
Advertised rates can represent different products and calculation conventions. The median is a catalogue summary, not a forecast. Registered accounts are not unique investors; we do not add them into a European investor total.
| Country | Profiles |
|---|---|
| Estonia | 4 |
| France | 4 |
| Latvia | 4 |
| Spain | 4 |
| Lithuania | 3 |
| Croatia | 2 |
| Ireland | 2 |
| Austria | 1 |
| Finland | 1 |
| Netherlands | 1 |
| Portugal | 1 |
| Romania | 1 |
| Switzerland | 1 |
What about defaults?
Market size does not tell you how much investors lose. Read the separate credit-data table for dated observations with their definitions and sources. Explore default & loss data.
TopLending research: market figures checked against ESMA, with catalogue statistics calculated from our active profiles. We keep annual funding, assets under management and cumulative funding separate.