Top lending platforms,
rated by real investors.

A ranking of P2P and crowdlending platforms, built on verified user feedback, transparent scoring and editorial review.

Maclear 4.60 /5

181 reviews

Swiss P2B crowdlending platform financing European SMEs.

secondary market auto-invest

The leaderboard

The highest-rated platforms.

Ranked by overall score from real investor feedback.

Featured Visit Maclear SME · Switzerland 181 4.60 /5

Real estate · Spain 210 4.50 /5

SME · Romania 43 4.50 /5

Startups · Estonia 200 4.40 /5

Startups · Estonia 40 4.30 /5

SME · France 202 4.20 /5

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From the editorial

Analytics, guides and platform reviews.

Platform Reviews 12 min

Urbanitae and CivisLend compared on CNMV status, minimums, security, published returns and tax. Figures read 2 to 3 October 2026, with sources.