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Platform reviews, regulatory breakdowns and crowdlending market analysis.
What is crowdlending
Crowdlending lets retail investors fund loans to consumers, businesses or property developers and earn interest. Here is how it actually works, what it returns and where it differs from a bank deposit.
Read articleTypes of crowdfunding
Donation, reward, lending, equity and real-estate — the four (sometimes five) families of crowdfunding explained, with what each one returns to you and where the real risk lives.
Read articleHow to invest in crowdfunding
A practical eight-step process from picking a platform to building a diversified loan book — what to do before you commit any capital, and what to ignore.
Read articlePeer-to-peer loans: the complete investor guide
Peer-to-peer lending lets you act as the bank: you fund a loan and earn the interest. Here is how the model works in 2026, where it has matured, and how it relates to crowdlending and crowdfunding more broadly.
Read articleCrowdlending returns and yield
Headline rates are not net returns. Here is how crowdlending yields are really constructed, what bites them between coupon and your bank account, and what a realistic European portfolio earns in 2026.
Read articleCrowdlending risks
The honest inventory: borrower default is small, originator and platform failure are large, liquidity disappears in stress, and currency, tax and fraud are real even on regulated venues.
Read articleCrowdlending taxation in Europe
Crowdlending interest is taxable income everywhere in the EU. Here is how the major jurisdictions treat it, what residents and non-residents pay, and the practical forms to get right.
Read articlePassive income with crowdlending
Crowdlending can produce a steady stream of monthly interest without active management — provided you build the engine properly the first time. Here is what passive really means in this asset class.
Read articleInterest-free P2P loans
Most P2P loans charge interest, but a small segment does not — Islamic finance principles, social microlending, friends-and-family platforms. Where interest-free P2P actually exists and how it works.
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