The leaderboard · 2026 edition

The complete ranking.

Every P2P and crowdlending platform we cover, ordered by overall score. Open any entry for an in-depth review and the full record of investor feedback.

Coverage
Platforms
29
Countries
13
Browse by collection

Best-of

Best crowdlending platforms Best real-estate crowdfunding platforms Best equity crowdfunding platforms Best green & renewables crowdfunding platforms Best SME crowdlending platforms Best consumer crowdlending platforms Best buyback-backed P2P platforms Best P2P platforms with a secondary market Best auto-invest crowdlending platforms Best ECSP-licensed crowdlending platforms

By vertical

Real-estate crowdfunding Equity crowdfunding Green / renewables crowdfunding SME / business crowdlending Consumer crowdlending

By country

Crowdlending in Spain Crowdlending in Latvia Crowdlending in Estonia Crowdlending in Lithuania Crowdlending in France Crowdlending in Germany Crowdlending in Portugal

By feature

Auto-invest Buyback guarantee Secondary market Bonuses & cashback
01
Maclear
SME · Switzerland · since 2020 · PolyReg SRO (Switzerland) · Asset-backed (mortgage / collateral)
16.0% return
181 reviews
4.60 /5
02
CivisLend
Real estate · Spain · since 2017 · ECSP · Asset-backed (mortgage / collateral)
6.0% return
210 reviews
4.50 /5
03
Fagura
SME · Romania · since 2021 · ECSP
10.0% return
43 reviews
4.50 /5
04
Scramble
Startups · Estonia · since 2020 · EFSA (Estonia)
16.0% return
200 reviews
4.40 /5
05
Monefit SmartSaver
Startups · Estonia · since 2020
8.9% return
40 reviews
4.30 /5
06
Bienprêter
SME · France · since 2020
202 reviews
4.20 /5
07
Crowdpear
Real estate · Lithuania · since 2021 · ECSP · Asset-backed (mortgage / collateral)
11.0% return
26 reviews
4.10 /5
08
Urbanitae
Real estate · Spain · since 2019 · ECSP
16.0% return
333 reviews
4.00 /5
09
Mintos
Real estate · Latvia · since 2015 · MiFID II · Group-level buyback
11.7% return
500 reviews
4.00 /5
10
Income Marketplace
Consumer loans · Estonia · since 2020 · EFSA (Estonia) · 60-day buyback
12.0% return
63 reviews
4.00 /5
11
Fundeen
Green energy · Spain · since 2018
7.0% return
135 reviews
4.00 /5
12
Invesdor
Startups · Finland · since 2012
6.0% return
177 reviews
4.00 /5
13
Lendahand
SME · Netherlands · since 2013 · ECSP
8.0% return
309 reviews
4.00 /5
14
Sowefund
Startups · France · since 2014
9.0% return
86 reviews
4.00 /5
15
Robocash
SME · Croatia · since 2018 · ECSP · 30-day buyback
10.5% return
215 reviews
4.00 /5
16
Lendosphere
Sustainability · France · since 2014
48 reviews
4.00 /5
17
Lendermarket
SME · Ireland · since 2016 · ECSP · 60-day buyback
15.6% return
500 reviews
4.00 /5
18
InRento
Real estate · Lithuania · since 2020 · ECSP · Asset-backed (mortgage / collateral)
12.4% return
42 reviews
4.00 /5
19
Profitus
Real estate · Lithuania · since 2017 · ECSP · Asset-backed (mortgage / collateral)
11.4% return
206 reviews
4.00 /5
20
Bondora
SME · Estonia · since 2008 · EFSA (Estonia)
6.0% return
40 reviews
3.50 /5
21
CONDA
Startups · Austria · since 2013
9.0% return
92 reviews
3.50 /5
22
Brickstarter
Real estate · Spain · since 2016
5.0% return
21 reviews
3.50 /5
23
PeerBerry
Real estate · Croatia · since 2017 · ECSP · Group-level buyback
11.0% return
319 reviews
3.50 /5
24
Esketit
Personal loans · Ireland · since 2020 · ECSP · 60-day buyback
12.9% return
256 reviews
3.50 /5
25
Indemo
Mortgages · Latvia · since 2022 · Bank of Latvia · Asset-backed (mortgage / collateral)
15.1% return
135 reviews
3.50 /5
26
Goparity
Startups · Portugal · since 2018 · ECSP
5.4% return
120 reviews
3.50 /5
27
Debitum
SME · Latvia · since 2018 · ISP · 60-day buyback
11.0% return
0 reviews
3.50 /5
28
Anaxago
Real estate · France · since 2012 · ECSP
4.0% return
0 reviews
3.30 /5
29
Twino
Real estate · Latvia · since 2015 · ISP · 60-day buyback
12.0% return
101 reviews
3.00 /5