Compare investments

Model P2P, ETFs, deposits and bonds on the same budget.

Simplified annual tax drag applied to positive net returns in every asset class. Actual tax timing and deductions vary.
P2P assumptions

Illustrative presets only. They change the three assumptions below and are not estimated probabilities.

One budget. Four scenarios.

Starting rates are editable examples, not current offers, forecasts or historical averages. Annual fees are deducted from return. The P2P loss model assumes immediate partial recovery and does not model collection delays.

Edit annual assumptions (%)
InvestmentGross returnAnnual fee
P2P loans
Equity ETF
Deposit
Bond portfolio
Total cash contributed (nominal)—

Results below include retained payouts when reinvestment is off. Payout cash earns no interest.

Projected end value by investment
InvestmentNet annual assumptionEnd valuePayout cash included

A smooth projection hides volatility, illiquidity and platform failure. Change rates to negative values to explore losses. This is a scenario comparison, not a ranking of investment safety.

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