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Platform reviews, regulatory breakdowns and crowdlending market analysis.
Interest-free P2P loans: who gets 0%, who pays, and what the lender can lose
Interest-free P2P loans give 0% to the online lender, the borrower or both. Kiva, Zidisha, public schemes, rules and tax, dated 3 October 2026.
Read articleCrowdlending vs crowdfunding: what the label says, what the regulator defines, what you hold
Crowdfunding is the umbrella, crowdlending the loan branch, and ECSPR a narrower service. How labels differ from loans, Notes and claims, as of 2 October 2026.
Read articleUrbanitae vs CivisLend in 2026: products, security, published returns and tax compared
Urbanitae and CivisLend compared on CNMV status, minimums, security, published returns and tax. Figures read 2 to 3 October 2026, with sources.
Read articleTop 5 mistakes new crowdlending investors make, and the check for each
Five crowdlending mistakes and the check for each: concentration, buyback, exit rules, advertised rates, and tax, currency and identity records.
Read articleHow to choose a crowdlending platform in 2026: eight checks on public records
Check a crowdlending platform in eight public records: register entry, legal entity, client money, auditor, statistics, loss cover, fees, tax documents.
Read articleCrowdlending benefits in 2026: six commonly cited advantages and the measured limit of each
Crowdlending tickets start at €1 on Go & Grow and €50 on Mintos Notes, and each benefit has a stated limit. Figures dated 1 to 3 October 2026.
Read articleAnaxago and its French alternatives in October 2026: AMF status, fees and published results
Anaxago holds AMF approval FP-2023-25 for shares and bonds and lists no loan service. Fees, 8.7% net achieved IRR, delays and French alternatives compared.
Read articleDebitum Investments for French residents: licence, ABS, Notes and Flow
Debitum is run by SIA DN Operator, a Latvian investment firm with a France services entry from 25 July 2025. Products, protections, Flow and French tax.
Read articleBienPrêter in 2026: loans, published statistics and French tax
BienPrêter is Ulends SAS, AMF-approved since 2023. Minimum €20, monthly interest, published statistics and the 31.4% French flat tax explained.
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