The editorial · TopLending
Basics
Foundational guides on crowdlending, crowdfunding, P2P loans — definitions, mechanics, returns, risks and taxation.
Basics
13 min
· 14 May 2026
Crowdlending tax in Europe: residence, platform withholding, losses and reporting for private investors
How 13 European countries tax crowdlending interest in 2026, what Mintos, Debitum, PeerBerry, Go & Grow, Estateguru and Maclear withhold, and when losses count.
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Basics
12 min
· 14 May 2026
Crowdlending as passive income: how the cash arrives, what platforms report and what stays manual
How crowdlending cash arrives by product, what platforms reported paying in August 2026, which tasks stay manual, how exits work and tax in six countries.
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Basics
9 min
· 14 May 2026
Interest-free P2P loans: who gets 0%, who pays, and what the lender can lose
Interest-free P2P loans give 0% to the online lender, the borrower or both. Kiva, Zidisha, public schemes, rules and tax, dated 3 October 2026.
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Basics
9 min
· 14 May 2026
Crowdlending vs crowdfunding: what the label says, what the regulator defines, what you hold
Crowdfunding is the umbrella, crowdlending the loan branch, and ECSPR a narrower service. How labels differ from loans, Notes and claims, as of 2 October 2026.
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