P2P Lending
Peer-to-peer lending guides and platform comparisons.
BienPrêter in 2026: loans, published statistics and French tax
BienPrêter is Ulends SAS, AMF-approved since 2023. Minimum €20, monthly interest, published statistics and the 31.4% French flat tax explained.
Read articleP2P lending in Europe: which authority licenses which platform
Mintos, Debitum and Twino hold Latvian investment-firm licences; Estateguru has an Estonian ECSPR authorisation. Platform table and regime comparison.
Read articleWhere each euro goes in P2P lending: borrower rate, originator, platform fee and investor return
Borrower payments, origination fees and investor charges follow different routes. Fee bearers on six platforms and a stylised EUR 1,000 example.
Read articleHow P2P lending works after the deposit: auto-invest, idle cash and exit settings
Deposits wait in cash until a setting or a manual pick places them. Auto-invest, idle cash and exit rules compared on six P2P platforms.
Read articleEuropean P2P lending platforms by age, published volume, loan types and minimums
Mintos reports €13 billion invested in total, PeerBerry €3.56 billion, Estateguru €969 million. Ten platforms by age, loan types and minimums.
Read articleComplete P2P lending guide for investors: eight steps from product type to monitoring
P2P lending for investors in eight steps, from product type to monitoring. ESMA counted €4.25 billion raised in EU crowdfunding in 2024, 58% as loans.
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