Best-of listing · 38 plataformas
Best SME crowdlending platforms
Plataformas da categoria «Best SME crowdlending platforms», ordenadas por pontuação global. Abra qualquer entrada para uma análise aprofundada e o histórico completo de opiniões.
Ordenação
Avaliação global
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Composição de opiniões verificadas de investidores, revisão editorial e situação regulatória.
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M
Maclear
749 opiniões
4,95
/5
C
CivisLend
1801 opiniões
4,50
/5
S
Scramble
1188 opiniões
4,50
/5
B
Bienprêter
429 opiniões
4,50
/5
I
Invesdor
209 opiniões
4,00
/5
L
Lendahand
352 opiniões
4,00
/5
C
CONDA
97 opiniões
3,50
/5
D
Debitum
112 opiniões
3,50
/5
F
FlexFunding
0 opiniões
2,58
/5
D
Debitum Investments
0 opiniões
2,55
/5
A
Akseleran
0 opiniões
2,54
/5
C
Cofundr
0 opiniões
2,54
/5
D
Dluhopisomat
0 opiniões
2,54
/5
S
SAVY
0 opiniões
2,52
/5
S
SHAFIQ
0 opiniões
2,52
/5
F
Fundaztic
0 opiniões
2,51
/5
C
Capitalia
0 opiniões
2,50
/5
M
Mekar
0 opiniões
2,49
/5
L
Lending Loop
0 opiniões
2,47
/5
A
Amartha
0 opiniões
2,45
/5
F
Fundex
0 opiniões
2,45
/5
L
LBS
0 opiniões
2,45
/5
B
B2B Finpal
0 opiniões
2,44
/5
C
CONDA Capital GmbH
0 opiniões
2,41
/5
M
MoneySave
0 opiniões
2,41
/5
C
Capbay
0 opiniões
2,39
/5
G
GCB Investimentos
0 opiniões
2,39
/5
O
OurCrowd
0 opiniões
2,39
/5
R
RupeeCircle
0 opiniões
2,39
/5
V
Visiku
0 opiniões
2,39
/5
I
Investree
0 opiniões
2,38
/5
L
Les Entreprêteurs
0 opiniões
2,38
/5
G
GandengTangan
0 opiniões
2,35
/5
E
Ekuid
0 opiniões
2,30
/5
E
Ethex
0 opiniões
2,30
/5
H
Honeycomb
0 opiniões
2,26
/5
N
Nectaro
0 opiniões
2,26
/5
P
Prestamype
0 opiniões
2,24
/5
Prós
- Amortising loans — monthly cashflow back to your account.
- Yields of 7–11 % p.a. on diversified portfolios.
- Direct funding of the real economy.
Risks
- SME default rates rise sharply in recessions.
- Most loans are unsecured or backed only by a personal guarantee.
- Sector concentration risk (retail, hospitality, construction).
Picking a platform in «Best SME crowdlending platforms».
- Per-cohort statistics: blended numbers hide bad vintages — insist on by-year data.
- Underwriting: who scores the credit, and is the methodology disclosed?
- Diversification: spread across 25+ businesses minimum, across sectors.
Frequently asked.
What default rate is realistic on SME crowdlending?
3–7 % annualised on diversified portfolios is the European norm. Spikes to 10 %+ in recessions are well documented.
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Crowdlending in Austria
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